Financial Fitness #8- Prepare for the Unexpected

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This goes back to the rainy-day fund concept. When you are trying to save and do the right thing that is when an unexpected expense comes on like car repair.

In this process of financial fitness a little at a time. Always put back a few dollars and let it add up for the unexpected expenses, even if it is only $25.00 a week.

BUDGET: Rent $800 Utilities $200 Cell Phone $50 (we got cheap service because we are save) Food $200, monthly, Transportation $500 (car note), Car Insurance $250, Bus pass for kids $100 ($50 a piece) Rainy Day Savings account $100 a month

Here are some more unexpected expenses: funerals, teeth work, house repair and parent financial emergency support. Even if you do not have the entire amount needed for the emergency at least you have something to contribute. Thank you for reading

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Photo by Luke Stackpoole on Unsplash

Oahu Hawaii I Love You

It has taken me weeks to write about my trip to Hawaii because mentally I am still there!!!!! That trip revived me. Believe it or not I have been depressed for over 3 years and trying to gain my strength back. Every time I would get on a good path then tragedy would hit HARD!!! LIKE MAJOR ADAM BOMBS and I would go into refuge and recovery mode.

Something clicked inside of me in Hawaii though. I could peak my head out and know that nothing was going to happen. No one was asking me any questions or for anything or ask how I am doing. I had no reason to run and go into refuge. I could breathe just for me. With that:   I WOKE UP IN OAHU HAWAII.

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Day 1 I went to the Pearl Harbor exhibit alone. Just me.  My mind was open, free and able to absorb the information and understand this history of this great country and all the fallen heroes. This made me appreciate and grateful for my life that I had watched just go by for 3 years because of the weaken all the tragedy had cause. BUT I AM STILL HERE.

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Day 2 The beach. I was able to just sit there with my swimsuit on and watch the beautiful water and rainbows without a care in the world. SLEEP. Drink a Mai Tai drink inside a pineapple and watch the water again.

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Day 3 I went to the Dole Plantation alone and met new friends along the way to this excursion.  Enroute I enjoyed native food like grilled parmesan corn and shrimp and rice. It was all so good that I did not even talk when I ate. The Dole Plantation and those fresh pineapples were amazing!!!!!!! Amazing. Just grazing through the land, listening to the history and evolution of the pineapple was relaxing for me.

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Day4-5 I partied. LOL

I never have to go back to Hawaii again in my life. It owes me nothing. Hawaii gave me the greatest gift of all!!   IT RETURNED ME TO ME.

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Welcome Back Cynthia

 

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Financial Fitness #7-Select Partner Wisely

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Ok lets face it, the heart wants what the heart wants😊 But once all the butterflies and sparkle settles down you need a partner with similar financial mindset. Minimally someone that is open to be financially responsible and conscious. Ok we all want the romance and bed-mance but we also need a financially responsible partner otherwise the task of taking care of monies business will become an uphill battle. Select someone that is not living or spending the shirt off their back. While dating and getting to know each other you should have talk about financial planning and keep it real. YOU WANT TO BE FINANCIALLY STABLE AND NOT JUST SHOPPING ALL THE TIME. Before you even select anyone work on yourself and get some of your business in order before you even try to obtain a partner. I believe you draw what you are! You financially responsible you will draw that same person to you. So lets keep getting educated on Financial Fitness and then Select A financially conscious person. HAPPY FRIDAY.

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Financial Fitness #6- FOLLOW THE GOLDEN RULE

roberta-sorge-127447-unsplashI once knew 2 women a mother and a daughter who were bitter and mean. Actually their curse was written on their faces. caleb-carl-540813-unsplash
They had planted bad seeds early in their lives and as a consequence their husbands were taken early in life both while children were toddlers. Somehow they thought that their bad deeds would be hidden if they changed their names and never talked about it, but the universe and karma never left. The abandoning and death of men had become the curse of that family. Now with only 1 male remaining they await the fate of the curse of the seed that they laid. Always follow the “golden rule” – do unto others as you have them do unto you. That rule will follow you! If your goal is to get and keep your finances together then do NO wrong to people. That does not mean to say that wrong will not happen but the universe of the golden rule is real. I pity people that are so bitter, sad and lonely that they pass that evil spirit and black heart to others.

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They had planted bad seeds early in their lives and as a consequence their husbands were taken early in life both while children were toddlers. Somehow they thought that their bad deeds would be hidden if they changed their names and never talked about it, but the universe and karma never left. The abandoning and death of men had become the curse of that family. Now with only 1 male remaining they await the fate of the curse of the seed that they laid. Always follow the “golden rule” – do unto others as you have them do unto you. That rule will follow you! If your goal is to get and keep your finances together then do NO wrong to people. That does not mean to say that wrong will not happen but the universe of the golden rule is real. I pity people that are so bitter, sad and lonely that they pass that evil spirit and black heart to others.

Pray for yourself and follow the “golden rule”.

Photo by Caleb Carl on Unsplash

Photo by Roberta Sorge on UnsplashSUBSCRIBE AND SHARE ON SOCIAL MEDIA

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