Financial Fitness #4 Now Is The Time

FROM YOUR FIRST JOB BEING AT MCDONALDS OR XEROX put extra money in your retirement plan.

What is a retirement plan? A retirement plan is a financial arrangement designed to replace employment income upon retirement. These plans may be set up by employers, insurance companies, trade unions, the government, or other institutions.

It does not matter if your employer contributes or not you contribute to your own retirement plan. Contact a financial advisor for more information, for example someone at Fidelity Investments or Merrill Lynch not just someone you find on the internet. If you are over 35 and have not paid into your retirement go in person and talk to an advisor right NOW. Before you know it retirement will be here and you will not have enough to live off of at that time. As everyone is aware the cost of living goes up while wages go down. The more money in retirement the better!!!!!!

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Find Your Purpose-Post 3 of Friday Financial Series

FIND YOUR PURPOSE AND LIVE IN YOUR PURPOSE is a strong statement.First thing is you must figure out what your purpose is and only you know that. If you do not know meditate and pray for it to be revealed, other than that you are just going through life with no purpose, just existing. I once knew a man who was wonderful and sweet but had no purpose. Lived with no purpose which is why he ended up anywhere with any type of people accepted all types of bad family members into his life. Sadly he lived his entire life with no purpose and subsequently died with no purpose.

Once you have unlocked that purpose make every decision based on the betterment or to achieve that purpose. If something interferes with, stop or go against your purpose then you do not do it.

Live in your purpose. Daily or weekly write down your purpose and what have you did for that purpose. Maybe your purpose is just to be happy. Before you lay down at night to sleep, ask yourself what did I do today to make myself happy. If you have an answer then you are living in your PURPOSE.

PURPOSE BY DEFINITION IS: the reason for which something is done or created or for which something exists.

“the purpose of the meeting is to appoint a trustee”

High School then College. Yes or No. Friday Financial Fitness Series- Post 2

GO TO COLLEGE. I am not saying become a doctor. What I am saying is that knowledge is still the key to success. Success being having the knowledge to be great in your profession. If you are a janitor still take courses in Mastering Cleaning Products or Engineering Arts (you have to operate a machine somewhere on the job or you might want to). The sooner you invest in you the better odds you have at being even more successful. After 8 years of college and aging I can say that college is for the young. You can go past 30 if you too, but if you can squeeze in some college during those twenties. Your/My brain was so fresh quick and vibrate. None of it is easy but the struggle comes at 30 and thereafter so you need to put all efforts of having the best life before 30. Then the rest of your life reaping the benefits.


If I had to attend college right now or after 30 it would have been done but my brain is on so many other things some things over 20 years old. Even if you are already a star or millionaire more knowledge on what you trying to become or expert in what you are is best obtained from a college structured coursework.

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Update on Vision Board 2018

Well one of the major goals of the vision board was for boyfriend to beat Cancer. Unfortunately, he lost the battle on March 20, 2018. It has been one the worst times in my life. I do not know what is on the other side of grief but things can only get better. Last night I looked at my vision again and did notice some things have improved and are manifesting. To help with the grief I have steadily been rehabbing my rental home and have worked on my book so much that it is now being edited and awaiting 1 more illustration. Those 2 projects alone I have had between 2-8 years. He has passed but one of the last things he said is work on your book you seem so happy when you are working on your book and making your videos. So, I am slowly getting back on track with what started as just projects. In his memory and honor no matter the results I will complete all things on this Vision Board.


Friday Financial Fitness 2018

I read this article that listed these 10 important financial tips and I thought I would expound on them. I tried to think of a real cool name for these Chapters but I could not think of one so I am going to just continue and use Friday Financial Fitness 2018๐Ÿ˜Š. Fit A Little Bit ยฉ

Follow these tips when you’re young to avoid financial hardship in life.

  1. Use the credit card sparingly. Good to start building now.
  2. Go to college. Invest in the knowledge for you.
  3. Find your purpose and never get up on living in the purpose.
  4. Begin retirement planning with your 1st job believe it you will get old.
  5. Place a value on money. Know what you can and cannot buy with $1.
  6. Follow the golden rule- do unto others as you want them to do unto you.
  7. Select your partner wisely.
  8. Be prepared for the unexpected.
  9. Learn about investing
  10. Be thankful for your fortune

Weekly for the next 10 weeks I will address and blog about these topics.

Friday Financial Fitness Tip 1 Of course first on my list is use your credit card sparingly. At the early ages of 19-27 you would never think that you would need the credit history created at 22 and 40, well you do. If you think that you will not keep up with your payments then by all means do not get a credit card until you are ready for the responsibility. Ok so you in college and they are sending you all these credit card pre approvals. GET 1 and always keep the balance at 40% used. Keep in mind you will want to buy a car or automobile one day and this will help demonstrate to the lender that you are financially responsible and lessen the probability of defaulting on the big LOAN of a house or car.

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